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Indiana Department of Insurance Commissioner Orders Title Agencies to Reimburse Hoosier Consumers

by Indiana Department of Insurance on January 30, 2015

Indianapolis – The Indiana Department of Insurance examination of the title insurance accounts of Prominent Title Agency, LLC, Cincinnati, Ohio, and National Title Solutions, Inc., Woodridge, Ill., resulted in findings that Indiana consumers were being overcharged for their title insurance.

Indiana Department of Insurance Commissioner Stephen W. Robertson has ordered National Title Solutions to refund consumers $3,839.00. He also ordered the agency to pay an additional administrative penalty of $7,614.00 for overcharging on premiums and for paying unlicensed personnel for signing HUDs.

Prominent Title Agency was ordered by Commissioner Robertson to refund consumers $30,281.00 for overcharges. The Commissioner also ordered the agency to pay an administrative penalty in the amount of $15,000.00. The penalty incurred is a result of the agency’s overcharging on premiums, government fees and paying unlicensed personnel. The penalty was also the result of the agency’s failure to report 475 transactions into the residential real estate database (RREAL IN), implemented by the department in 2010 as a reporting tool to help identify and combat fraud.

“Part of our job at the Indiana Department of Insurance is to protect Hoosier consumers and we take that seriously. If we find during our examinations of title agencies operating in Indiana that any of them are breaking the law, they will be dealt with by the Department,” said Indiana Department of Insurance Commissioner Robertson.

About Indiana Department of Insurance
The Indiana Department of Insurance protects Indiana's insurance consumers by monitoring and regulating the financial strengths and market conduct activities of insurance companies and agents. The department monitors insurance companies and agents for compliance with state laws to protect consumers and to offer them the best array of insurance products available. The department also assists Hoosiers with insurance questions and provides guidance in understanding how insurance policies work. 


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